Purchasing a vehicle is both a time and a monetary investment. To best protect this investment, we recommend preparing yourself before your purchase or lease. Are you wondering how you can do this? Our team at O.C. Welch Ford has compiled our most frequently asked financing questions and answered them here.
Before you visit our Ford dealer near Hardeeville, Beaufort, Port Royal, and Hilton Head, South Carolina, and Savannah, Georgia, you can find the answers to your burning questions below.
There are multiple ways to finance your new Ford model, including buying it or leasing it. Deciding which way to go before you agree to an offer at our finance center is key. Allow us to break down both options for you.
Buying refers to purchasing a car out of pocket or with an auto loan. When you buy a car, you own it completely. So, you can make as many customizations as you please and rack up as many miles as you want. Purchasing is best for those ready to commit to one vehicle.
Leasing is like an extended rental that lasts two to four years. During this period, you'll have a set mileage allowance per year to follow. However, leasing is a great opportunity for those looking to drive the newest models, with the latest innovative gadgets. Plus, leasing often offers lower monthly payments than buying.
 At our Ford dealer, we have a rotating list of Ford lease offers! These are designed to fit into your budget, so you can feel confident and happy throughout your lease. You can browse our lease offers online or talk with one of our seasoned financers.
 By using our Value Your Trade tool, you can find out how much your car is worth before you trade it in. This online tool is easy to use and only takes a couple of moments. The best part? You can fill out the form from the comfort of your home.
To value your vehicle, you must provide the following information:
From there, you'll click to the next section, which ask for the details and the special features of your car. Click all the features that apply. Next, you'll provide your contact information, so we can digitally deliver your car's value.
Yes! You can get ahead of the game by applying for pre-approval now. Fill out all parts of the application and then send it off to us. Doing so gives us extra time to start working on your personalized payment plan.
If you start the application and don't complete it, we'll email you a link, so you can pick up where you left off at a later date.
After reading our financing FAQ, we hope you've found the answers you're looking for. If you still have some lingering questions, we're just a call away. After all, your confidence in us and in your car-buying journey are important to us at O.C. Welch Ford.
If you're local to Hardeeville, Beaufort, Port Royal, and Hilton Head, SC, or Savannah, GA, visit our Ford dealer today to begin your car-buying journey!
4920 Independence Blvd
Hwy 278
Hardeeville, SC 29927
